In FINANCIALS NEWS, UBS sets parameters in the CS takeover, HSBC is to outline SVB plans, Odey makes changes and Andreessen aims for London. In CONSUMER & CONSUMER GOODS NEWS, London homeowners face painful mortgage hikes, Waitrose cuts prices, Nike woos retailers and Kim K's Skims heads towards flotation. In M&A AND INVESTMENT NEWS, Chinese companies see Indian possibilities, we look at why the PGA Tour caved to LIV Golf and Travelodge is up for sale. In INDIVIDUAL COMPANY NEWS, BioNTech faces compensation claims and OpenAI appeals for China collaboration. AND FINALLY, I bring you a sunburn soothing trick...