In RETAIL & CONSUMER TRENDS NEWS, American retailers inject the FOMO, UK retail footfall drops, Morrisons scales back its use of Ocado, Dr Martens shares rise despite loss and toymakers target adults. In FINANCIALS NEWS, Aviva has another go at Direct Line and Wise is punished. In MISCELLANEOUS NEWS, Australia implements a social media ban for kids, UK housebuilding falls to an 8-year low while house prices are expected to rise, the drinks trade braces for tax impact, EasyJet cuts flights and the government relents on hybrids. AND FINALLY, I show you how to make the best rosti I've ever seen!